About Frank
Meet Frank Cotter
Real estate and mortgage experience applied to the same property conversation.

The Person
A practical understanding of property and financing
Frank Cotter is the founder of Coldstone Real Estate Services.
His background across real estate, mortgage banking, construction, renovation and transaction coordination gives him a practical understanding of the property and financing details that can influence a transaction.
Frank works with New Jersey buyers, sellers, homeowners, investors and real-estate professionals to evaluate their situation, prepare for the process and move forward with greater clarity.
Professional Background
Experience across property and financing
Frank's background brings together several areas that often affect the same property decision.
Real Estate
Experience working with buyers, sellers and property situations.
Mortgage Financing
Background in mortgage banking and the loan process.
Property Experience
Practical understanding of property condition and transaction details.
Construction & Renovation
Knowledge of renovation scope, budget and timing considerations.
The Approach
How Frank approaches a property conversation
Start with the property or financing situation, understand what the client is trying to accomplish and identify the appropriate next step.
Frank J. Cotter
Founder, Coldstone Real Estate Services
New Jersey REALTOR-ASSOCIATE® and New Jersey Real Estate Salesperson.
Mortgage Loan Originator through NEXA Lending LLC. NMLS #217083.
