REAL ESTATE & MORTGAGE — ONE PROFESSIONAL WHO UNDERSTANDS BOTH
Serving buyers, sellers, homeowners, investors, and real estate professionals across Central New Jersey.
Coldstone Real Estate Services brings Frank Cotter’s decades of real estate, mortgage, construction and renovation experience together to help clients move property and financing opportunities forward.
BUYING, SELLING, OR FINANCING PROPERTY?
Tell us what you are working toward, and the Coldstone team will review the details and help identify the appropriate next step.
Ready to begin a mortgage application?
Use our secure application portal to provide the information needed to begin the mortgage process.
This is not a commitment to lend. All loans are subject to application, underwriting, approval, and applicable program terms.
OUR SERVICES
Real estate, mortgage, and transaction support for residential, investment, land, farm, commercial, construction, and renovation opportunities.
Loan & Financing Assistance
From Financing Strategy to Closing
We guide clients through the financing process from application to closing—including home purchases, refinancing, home-equity needs, reverse mortgages, investment properties, and construction or renovation financing.
We coordinate documentation, lender communication, underwriting requirements, and the necessary next steps to keep qualified transactions moving forward.
Property Buying Assistance
Search, Strategy & Transaction Coordination
We help buyers define their property needs, explore available opportunities, arrange showings, prepare offers, negotiate terms, and coordinate the transaction through closing.
Whether you are considering a home, investment property, land, or farm, tell us what you are looking for and when you plan to move forward.
Property Selling Services
Preparation, Marketing & Closing Coordination
We help sellers prepare their property, develop a pricing and marketing strategy, review offers, negotiate terms, and coordinate the transaction through closing.
Every property and market situation is different, and results are not guaranteed.
Commercial, Land & Farm Financing
Financing and Deal Coordination
We structure and coordinate financing for commercial properties, mixed-use buildings, multifamily investments, land, farms, development, construction, and renovation projects.
From lender placement and application through documentation, underwriting, and closing, we help keep qualified transactions moving forward.
Explore Available Properties
Start your property search using the independent listing platforms below. When you identify a property, we can help coordinate buyer representation, financing, deal requirements, and the next steps toward making an offer.
Property information is provided by independent third-party websites. Availability, pricing, and property details must be confirmed through the appropriate real estate professionals.
Ready to review financing before making an offer?
Start your secure mortgage application online so we can review your financing options.
All loans subject to approval. Terms and conditions apply
FOUND A PROPERTY?
LET’S PREPARE THE NEXT STEP
Send us the property, your timing, and your current financing status. We will help determine what needs to happen before you submit an offer or move forward with the transaction.
Before making an offer, make sure your financing is reviewed so you can move forward with more confidence.
How Our Cash Back Program Works
We don’t inflate prices or use misleading discounts.
At Coldstone Real Estate Services, we provide professional services at fair market rates—then share a portion of our commission with you after a successful transaction.
Work With Trusted Professionals
Complete Your Transaction
Your transaction closes successfully with full professional support.
Receive Your Cash Back Credit
A portion of our commission is credited to you at closing, subject to eligibility and applicable regulations.
This isn’t a discount. It’s our way of investing in long-term relationships built on trust and transparency.
Cash back amounts vary by transaction and are credited at closing, subject to eligibility and applicable regulations.
Meet Our Founder — Frank Cotter
NMLS #: 217083
Frank Cotter is the founder of Coldstone Real Estate Services, a New Jersey REALTOR-ASSOCIATE® with Marquee Real Estate, and a Mortgage Loan Originator with NEXA Lending LLC, NMLS #217083.
With decades of hands-on experience in real estate, mortgage lending, construction, and renovation, Frank understands both the property and financing sides of a transaction.
Through Coldstone Real Estate Services, we help buyers, homeowners, investors, property owners, and real estate professionals arrange financing, coordinate transactions, and move qualified deals toward closing.
Our experience includes residential mortgages, reverse mortgages, investment properties, land and farm financing, commercial financing, and construction or renovation projects.
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PROJECT EXPERIENCE
REAL-WORLD CONSTRUCTION & RENOVATION EXPERIENCE
Our background in construction and renovation provides practical insight into property condition, project scope, budgeting, financing needs, and the coordination required to move a project forward.
Construction and renovation services, when applicable, are provided through the appropriately licensed company or professional.
In partnership with Your Fixer Upper LLC — From Vision to Reality
Frank Cotter
REALTOR-ASSOCIATE® | Mortgage Loan Originator
NMLS #217083
732 616 5009
frankcotter3@gmail.com
Coldstone Real Estate Services
40 Broad St Freehold NJ. 07728
732 616 5009
info@coldstonerealestateservices.com
NEXA Lending LLC.
5559 S Sossaman Rd
Bldg #1 Ste #101 Mesa,
AZ 85212 #1660690
NMLS Consumer Access
NEXA Lending LLC. | Branch NMLS #1995861
591 Mantua Blvd
Sewell, NJ 08080
Need A Hand? Visit Us!
Your Fixer Upper
Get to know more about us!
Visit Coldstone Real Estate Youtube Channel Now!
Equal Housing Opportunity and Equal Housing Lender. Services are provided in compliance with all applicable federal, state, and local laws.
